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Boat and Watercraft Insurance

Being an independent agent means we work with the Nation's leading insurance carriers to help you find the best insurance to protect your boat or personal watercraft, your passengers, and your investment. Our agents at Thomas Iaquinta Insurance Agency will personalize a policy to your needs. We make boat insurance easy and affordable.


Float Easy with Insurance Options Tailored to Your Needs

Boat and Watercraft Insurance coverage can depend on a number of different factors, including the size of the vessel. Typical coverages you should consider: 

Bodily Injury Liability - Coverage for injuries that occur onboard due to negligence.

Property Damage Liability Protection - Coverage if someone sues or files a claim against you if your watercraft damages someone else's property.

Physical Damage - Coverage that helps pay for your boat if it's damaged or destroyed.

Medical Payments - Coverage to cover your passenger's medical bills as a result of an accident on the water.

Other considerations you should keep in-mind when shopping for boat and watercraft insurance is:

  • Uninsured/ Underinsured Watercraft Bodily Injury

  • Fuel Spill Liability and Wreckage Removal

  • Personal Effects

  • Emergency Assistance

  • Navigational Area

  • Agreed Value Coverage


Image by Yuriy Bogdanov
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